| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,536.02 | €978.21 | €0.00 | €449.27 | €530.10 | €74.10 | €132.30 |
| II – Single parent | €3,666.15 | €848.08 | €0.00 | €449.27 | €530.10 | €74.10 | €132.30 |
| III – Married (higher earner) | €3,982.74 | €531.49 | €0.00 | €449.27 | €530.10 | €74.10 | €132.30 |
| IV – Married (equal income) | €3,536.02 | €978.21 | €0.00 | €449.27 | €530.10 | €74.10 | €132.30 |
| V – Married (lower earner) | €3,496.23 | €1,018.00 | €0.00 | €449.27 | €530.10 | €74.10 | €132.30 |
| VI – Secondary job | €2,999.08 | €1,515.15 | €0.00 | €449.27 | €530.10 | €74.10 | €132.30 |
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FAQ: 5,700 EUR Gross to Net
With 5,700 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,536.02 net per month. Total deductions amount to €2,163.98 (38% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €978.21. The solidarity surcharge is €0.00 per month. Combined that is €978.21 in taxes monthly.
Tax class 3 yields the highest net (€3,982.74) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,536.02 net). Single parents may choose tax class 2 (€3,666.15).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €530.10, unemployment insurance €74.10, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.