| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,591.26 | €1,012.37 | €0.00 | €449.27 | €539.40 | €75.40 | €132.30 |
| II – Single parent | €3,722.87 | €880.76 | €0.00 | €449.27 | €539.40 | €75.40 | €132.30 |
| III – Married (higher earner) | €4,050.68 | €552.95 | €0.00 | €449.27 | €539.40 | €75.40 | €132.30 |
| IV – Married (equal income) | €3,591.26 | €1,012.37 | €0.00 | €449.27 | €539.40 | €75.40 | €132.30 |
| V – Married (lower earner) | €3,551.02 | €1,052.61 | €0.00 | €449.27 | €539.40 | €75.40 | €132.30 |
| VI – Secondary job | €2,998.71 | €1,604.92 | €0.00 | €449.27 | €539.40 | €75.40 | €132.30 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 5,800 EUR Gross to Net
With 5,800 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,591.26 net per month. Total deductions amount to €2,208.74 (38% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,012.37. The solidarity surcharge is €0.00 per month. Combined that is €1,012.37 in taxes monthly.
Tax class 3 yields the highest net (€4,050.68) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,591.26 net). Single parents may choose tax class 2 (€3,722.87).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €539.40, unemployment insurance €75.40, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.