| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,480.44 | €944.39 | €0.00 | €449.27 | €520.80 | €72.80 | €132.30 |
| II – Single parent | €3,609.08 | €815.75 | €0.00 | €449.27 | €520.80 | €72.80 | €132.30 |
| III – Married (higher earner) | €3,914.61 | €510.22 | €0.00 | €449.27 | €520.80 | €72.80 | €132.30 |
| IV – Married (equal income) | €3,480.44 | €944.39 | €0.00 | €449.27 | €520.80 | €72.80 | €132.30 |
| V – Married (lower earner) | €3,441.09 | €983.74 | €0.00 | €449.27 | €520.80 | €72.80 | €132.30 |
| VI – Secondary job | €2,953.05 | €1,471.78 | €0.00 | €449.27 | €520.80 | €72.80 | €132.30 |
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FAQ: 5,600 EUR Gross to Net
With 5,600 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,480.44 net per month. Total deductions amount to €2,119.56 (38% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €944.39. The solidarity surcharge is €0.00 per month. Combined that is €944.39 in taxes monthly.
Tax class 3 yields the highest net (€3,914.61) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,480.44 net). Single parents may choose tax class 2 (€3,609.08).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €520.80, unemployment insurance €72.80, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.