| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,273.36 | €826.84 | €0.00 | €423.80 | €483.60 | €67.60 | €124.80 |
| II – Single parent | €3,396.68 | €703.52 | €0.00 | €423.80 | €483.60 | €67.60 | €124.80 |
| III – Married (higher earner) | €3,673.72 | €426.48 | €0.00 | €423.80 | €483.60 | €67.60 | €124.80 |
| IV – Married (equal income) | €3,273.36 | €826.84 | €0.00 | €423.80 | €483.60 | €67.60 | €124.80 |
| V – Married (lower earner) | €3,235.59 | €864.61 | €0.00 | €423.80 | €483.60 | €67.60 | €124.80 |
| VI – Secondary job | €2,797.26 | €1,302.94 | €0.00 | €423.80 | €483.60 | €67.60 | €124.80 |
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FAQ: 5,200 EUR Gross to Net
With 5,200 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,273.36 net per month. Total deductions amount to €1,926.64 (37% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €826.84. The solidarity surcharge is €0.00 per month. Combined that is €826.84 in taxes monthly.
Tax class 3 yields the highest net (€3,673.72) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,273.36 net). Single parents may choose tax class 2 (€3,396.68).
Monthly social insurance contributions (employee share): health insurance €423.80, pension insurance €483.60, unemployment insurance €67.60, care insurance €124.80.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.