| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,324.24 | €854.81 | €0.00 | €431.95 | €492.90 | €68.90 | €127.20 |
| II – Single parent | €3,448.85 | €730.20 | €0.00 | €431.95 | €492.90 | €68.90 | €127.20 |
| III – Married (higher earner) | €3,731.82 | €447.23 | €0.00 | €431.95 | €492.90 | €68.90 | €127.20 |
| IV – Married (equal income) | €3,324.24 | €854.81 | €0.00 | €431.95 | €492.90 | €68.90 | €127.20 |
| V – Married (lower earner) | €3,286.09 | €892.96 | €0.00 | €431.95 | €492.90 | €68.90 | €127.20 |
| VI – Secondary job | €2,834.60 | €1,344.45 | €0.00 | €431.95 | €492.90 | €68.90 | €127.20 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 5,300 EUR Gross to Net
With 5,300 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,324.24 net per month. Total deductions amount to €1,975.76 (37% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €854.81. The solidarity surcharge is €0.00 per month. Combined that is €854.81 in taxes monthly.
Tax class 3 yields the highest net (€3,731.82) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,324.24 net). Single parents may choose tax class 2 (€3,448.85).
Monthly social insurance contributions (employee share): health insurance €431.95, pension insurance €492.90, unemployment insurance €68.90, care insurance €127.20.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.