| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,222.16 | €799.19 | €0.00 | €415.65 | €474.30 | €66.30 | €122.40 |
| II – Single parent | €3,344.20 | €677.15 | €0.00 | €415.65 | €474.30 | €66.30 | €122.40 |
| III – Married (higher earner) | €3,615.44 | €405.91 | €0.00 | €415.65 | €474.30 | €66.30 | €122.40 |
| IV – Married (equal income) | €3,222.16 | €799.19 | €0.00 | €415.65 | €474.30 | €66.30 | €122.40 |
| V – Married (lower earner) | €3,184.77 | €836.58 | €0.00 | €415.65 | €474.30 | €66.30 | €122.40 |
| VI – Secondary job | €2,759.47 | €1,261.88 | €0.00 | €415.65 | €474.30 | €66.30 | €122.40 |
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FAQ: 5,100 EUR Gross to Net
With 5,100 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,222.16 net per month. Total deductions amount to €1,877.84 (37% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €799.19. The solidarity surcharge is €0.00 per month. Combined that is €799.19 in taxes monthly.
Tax class 3 yields the highest net (€3,615.44) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,222.16 net). Single parents may choose tax class 2 (€3,344.20).
Monthly social insurance contributions (employee share): health insurance €415.65, pension insurance €474.30, unemployment insurance €66.30, care insurance €122.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.