| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,066.91 | €717.89 | €0.00 | €391.20 | €446.40 | €62.40 | €115.20 |
| II – Single parent | €3,185.10 | €599.70 | €0.00 | €391.20 | €446.40 | €62.40 | €115.20 |
| III – Married (higher earner) | €3,439.75 | €345.05 | €0.00 | €391.20 | €446.40 | €62.40 | €115.20 |
| IV – Married (equal income) | €3,066.91 | €717.89 | €0.00 | €391.20 | €446.40 | €62.40 | €115.20 |
| V – Married (lower earner) | €3,030.66 | €754.14 | €0.00 | €391.20 | €446.40 | €62.40 | €115.20 |
| VI – Secondary job | €2,643.31 | €1,141.49 | €0.00 | €391.20 | €446.40 | €62.40 | €115.20 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 4,800 EUR Gross to Net
With 4,800 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,066.91 net per month. Total deductions amount to €1,733.09 (36% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €717.89. The solidarity surcharge is €0.00 per month. Combined that is €717.89 in taxes monthly.
Tax class 3 yields the highest net (€3,439.75) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,066.91 net). Single parents may choose tax class 2 (€3,185.10).
Monthly social insurance contributions (employee share): health insurance €391.20, pension insurance €446.40, unemployment insurance €62.40, care insurance €115.20.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.