| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,118.95 | €744.70 | €0.00 | €399.35 | €455.70 | €63.70 | €117.60 |
| II – Single parent | €3,238.43 | €625.22 | €0.00 | €399.35 | €455.70 | €63.70 | €117.60 |
| III – Married (higher earner) | €3,498.45 | €365.20 | €0.00 | €399.35 | €455.70 | €63.70 | €117.60 |
| IV – Married (equal income) | €3,118.95 | €744.70 | €0.00 | €399.35 | €455.70 | €63.70 | €117.60 |
| V – Married (lower earner) | €3,082.32 | €781.33 | €0.00 | €399.35 | €455.70 | €63.70 | €117.60 |
| VI – Secondary job | €2,682.49 | €1,181.16 | €0.00 | €399.35 | €455.70 | €63.70 | €117.60 |
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FAQ: 4,900 EUR Gross to Net
With 4,900 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,118.95 net per month. Total deductions amount to €1,781.05 (36% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €744.70. The solidarity surcharge is €0.00 per month. Combined that is €744.70 in taxes monthly.
Tax class 3 yields the highest net (€3,498.45) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,118.95 net). Single parents may choose tax class 2 (€3,238.43).
Monthly social insurance contributions (employee share): health insurance €399.35, pension insurance €455.70, unemployment insurance €63.70, care insurance €117.60.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.