| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €3,014.61 | €691.34 | €0.00 | €383.05 | €437.10 | €61.10 | €112.80 |
| II – Single parent | €3,131.52 | €574.43 | €0.00 | €383.05 | €437.10 | €61.10 | €112.80 |
| III – Married (higher earner) | €3,380.95 | €325.00 | €0.00 | €383.05 | €437.10 | €61.10 | €112.80 |
| IV – Married (equal income) | €3,014.61 | €691.34 | €0.00 | €383.05 | €437.10 | €61.10 | €112.80 |
| V – Married (lower earner) | €2,978.74 | €727.21 | €0.00 | €383.05 | €437.10 | €61.10 | €112.80 |
| VI – Secondary job | €2,603.67 | €1,102.28 | €0.00 | €383.05 | €437.10 | €61.10 | €112.80 |
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FAQ: 4,700 EUR Gross to Net
With 4,700 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €3,014.61 net per month. Total deductions amount to €1,685.39 (36% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €691.34. The solidarity surcharge is €0.00 per month. Combined that is €691.34 in taxes monthly.
Tax class 3 yields the highest net (€3,380.95) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€3,014.61 net). Single parents may choose tax class 2 (€3,131.52).
Monthly social insurance contributions (employee share): health insurance €383.05, pension insurance €437.10, unemployment insurance €61.10, care insurance €112.80.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.