| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,962.00 | €665.10 | €0.00 | €374.90 | €427.80 | €59.80 | €110.40 |
| II – Single parent | €3,077.63 | €549.47 | €0.00 | €374.90 | €427.80 | €59.80 | €110.40 |
| III – Married (higher earner) | €3,321.96 | €305.14 | €0.00 | €374.90 | €427.80 | €59.80 | €110.40 |
| IV – Married (equal income) | €2,962.00 | €665.10 | €0.00 | €374.90 | €427.80 | €59.80 | €110.40 |
| V – Married (lower earner) | €2,926.52 | €700.58 | €0.00 | €374.90 | €427.80 | €59.80 | €110.40 |
| VI – Secondary job | €2,563.56 | €1,063.54 | €0.00 | €374.90 | €427.80 | €59.80 | €110.40 |
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FAQ: 4,600 EUR Gross to Net
With 4,600 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,962.00 net per month. Total deductions amount to €1,638.00 (36% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €665.10. The solidarity surcharge is €0.00 per month. Combined that is €665.10 in taxes monthly.
Tax class 3 yields the highest net (€3,321.96) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,962.00 net). Single parents may choose tax class 2 (€3,077.63).
Monthly social insurance contributions (employee share): health insurance €374.90, pension insurance €427.80, unemployment insurance €59.80, care insurance €110.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.