| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,802.51 | €588.04 | €0.00 | €350.45 | €399.90 | €55.90 | €103.20 |
| II – Single parent | €2,914.28 | €476.27 | €0.00 | €350.45 | €399.90 | €55.90 | €103.20 |
| III – Married (higher earner) | €3,144.15 | €246.40 | €0.00 | €350.45 | €399.90 | €55.90 | €103.20 |
| IV – Married (equal income) | €2,802.51 | €588.04 | €0.00 | €350.45 | €399.90 | €55.90 | €103.20 |
| V – Married (lower earner) | €2,768.17 | €622.38 | €0.00 | €350.45 | €399.90 | €55.90 | €103.20 |
| VI – Secondary job | €2,440.47 | €950.08 | €0.00 | €350.45 | €399.90 | €55.90 | €103.20 |
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FAQ: 4,300 EUR Gross to Net
With 4,300 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,802.51 net per month. Total deductions amount to €1,497.49 (35% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €588.04. The solidarity surcharge is €0.00 per month. Combined that is €588.04 in taxes monthly.
Tax class 3 yields the highest net (€3,144.15) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,802.51 net). Single parents may choose tax class 2 (€2,914.28).
Monthly social insurance contributions (employee share): health insurance €350.45, pension insurance €399.90, unemployment insurance €55.90, care insurance €103.20.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.