| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,748.80 | €562.90 | €0.00 | €342.30 | €390.60 | €54.60 | €100.80 |
| II – Single parent | €2,859.29 | €452.41 | €0.00 | €342.30 | €390.60 | €54.60 | €100.80 |
| III – Married (higher earner) | €3,084.64 | €227.06 | €0.00 | €342.30 | €390.60 | €54.60 | €100.80 |
| IV – Married (equal income) | €2,748.80 | €562.90 | €0.00 | €342.30 | €390.60 | €54.60 | €100.80 |
| V – Married (lower earner) | €2,714.84 | €596.86 | €0.00 | €342.30 | €390.60 | €54.60 | €100.80 |
| VI – Secondary job | €2,398.52 | €913.18 | €0.00 | €342.30 | €390.60 | €54.60 | €100.80 |
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FAQ: 4,200 EUR Gross to Net
With 4,200 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,748.80 net per month. Total deductions amount to €1,451.20 (35% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €562.90. The solidarity surcharge is €0.00 per month. Combined that is €562.90 in taxes monthly.
Tax class 3 yields the highest net (€3,084.64) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,748.80 net). Single parents may choose tax class 2 (€2,859.29).
Monthly social insurance contributions (employee share): health insurance €342.30, pension insurance €390.60, unemployment insurance €54.60, care insurance €100.80.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.