| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,855.97 | €613.43 | €0.00 | €358.60 | €409.20 | €57.20 | €105.60 |
| II – Single parent | €2,969.02 | €500.38 | €0.00 | €358.60 | €409.20 | €57.20 | €105.60 |
| III – Married (higher earner) | €3,203.56 | €265.84 | €0.00 | €358.60 | €409.20 | €57.20 | €105.60 |
| IV – Married (equal income) | €2,855.97 | €613.43 | €0.00 | €358.60 | €409.20 | €57.20 | €105.60 |
| V – Married (lower earner) | €2,821.24 | €648.16 | €0.00 | €358.60 | €409.20 | €57.20 | €105.60 |
| VI – Secondary job | €2,481.97 | €987.43 | €0.00 | €358.60 | €409.20 | €57.20 | €105.60 |
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FAQ: 4,400 EUR Gross to Net
With 4,400 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,855.97 net per month. Total deductions amount to €1,544.03 (35% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €613.43. The solidarity surcharge is €0.00 per month. Combined that is €613.43 in taxes monthly.
Tax class 3 yields the highest net (€3,203.56) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,855.97 net). Single parents may choose tax class 2 (€2,969.02).
Monthly social insurance contributions (employee share): health insurance €358.60, pension insurance €409.20, unemployment insurance €57.20, care insurance €105.60.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.