| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,694.78 | €538.07 | €0.00 | €334.15 | €381.30 | €53.30 | €98.40 |
| II – Single parent | €2,803.99 | €428.86 | €0.00 | €334.15 | €381.30 | €53.30 | €98.40 |
| III – Married (higher earner) | €3,024.95 | €207.90 | €0.00 | €334.15 | €381.30 | €53.30 | €98.40 |
| IV – Married (equal income) | €2,694.78 | €538.07 | €0.00 | €334.15 | €381.30 | €53.30 | €98.40 |
| V – Married (lower earner) | €2,661.20 | €571.65 | €0.00 | €334.15 | €381.30 | €53.30 | €98.40 |
| VI – Secondary job | €2,356.10 | €876.75 | €0.00 | €334.15 | €381.30 | €53.30 | €98.40 |
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FAQ: 4,100 EUR Gross to Net
With 4,100 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,694.78 net per month. Total deductions amount to €1,405.22 (34% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €538.07. The solidarity surcharge is €0.00 per month. Combined that is €538.07 in taxes monthly.
Tax class 3 yields the highest net (€3,024.95) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,694.78 net). Single parents may choose tax class 2 (€2,803.99).
Monthly social insurance contributions (employee share): health insurance €334.15, pension insurance €381.30, unemployment insurance €53.30, care insurance €98.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.