| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,475.92 | €441.53 | €0.00 | €301.55 | €344.10 | €48.10 | €88.80 |
| II – Single parent | €2,579.99 | €337.46 | €0.00 | €301.55 | €344.10 | €48.10 | €88.80 |
| III – Married (higher earner) | €2,773.93 | €143.52 | €0.00 | €301.55 | €344.10 | €48.10 | €88.80 |
| IV – Married (equal income) | €2,475.92 | €441.53 | €0.00 | €301.55 | €344.10 | €48.10 | €88.80 |
| V – Married (lower earner) | €2,443.87 | €473.58 | €0.00 | €301.55 | €344.10 | €48.10 | €88.80 |
| VI – Secondary job | €2,181.81 | €735.64 | €0.00 | €301.55 | €344.10 | €48.10 | €88.80 |
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FAQ: 3,700 EUR Gross to Net
With 3,700 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,475.92 net per month. Total deductions amount to €1,224.08 (33% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €441.53. The solidarity surcharge is €0.00 per month. Combined that is €441.53 in taxes monthly.
Tax class 3 yields the highest net (€2,773.93) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,475.92 net). Single parents may choose tax class 2 (€2,579.99).
Monthly social insurance contributions (employee share): health insurance €301.55, pension insurance €344.10, unemployment insurance €48.10, care insurance €88.80.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.