| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,420.48 | €418.12 | €0.00 | €293.40 | €334.80 | €46.80 | €86.40 |
| II – Single parent | €2,523.28 | €315.32 | €0.00 | €293.40 | €334.80 | €46.80 | €86.40 |
| III – Married (higher earner) | €2,712.77 | €125.83 | €0.00 | €293.40 | €334.80 | €46.80 | €86.40 |
| IV – Married (equal income) | €2,420.48 | €418.12 | €0.00 | €293.40 | €334.80 | €46.80 | €86.40 |
| V – Married (lower earner) | €2,388.81 | €449.79 | €0.00 | €293.40 | €334.80 | €46.80 | €86.40 |
| VI – Secondary job | €2,137.09 | €701.51 | €0.00 | €293.40 | €334.80 | €46.80 | €86.40 |
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FAQ: 3,600 EUR Gross to Net
With 3,600 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,420.48 net per month. Total deductions amount to €1,179.52 (33% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €418.12. The solidarity surcharge is €0.00 per month. Combined that is €418.12 in taxes monthly.
Tax class 3 yields the highest net (€2,712.77) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,420.48 net). Single parents may choose tax class 2 (€2,523.28).
Monthly social insurance contributions (employee share): health insurance €293.40, pension insurance €334.80, unemployment insurance €46.80, care insurance €86.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.