| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,531.04 | €465.26 | €0.00 | €309.70 | €353.40 | €49.40 | €91.20 |
| II – Single parent | €2,636.40 | €359.90 | €0.00 | €309.70 | €353.40 | €49.40 | €91.20 |
| III – Married (higher earner) | €2,834.33 | €161.97 | €0.00 | €309.70 | €353.40 | €49.40 | €91.20 |
| IV – Married (equal income) | €2,531.04 | €465.26 | €0.00 | €309.70 | €353.40 | €49.40 | €91.20 |
| V – Married (lower earner) | €2,498.61 | €497.69 | €0.00 | €309.70 | €353.40 | €49.40 | €91.20 |
| VI – Secondary job | €2,226.08 | €770.22 | €0.00 | €309.70 | €353.40 | €49.40 | €91.20 |
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FAQ: 3,800 EUR Gross to Net
With 3,800 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,531.04 net per month. Total deductions amount to €1,268.96 (33% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €465.26. The solidarity surcharge is €0.00 per month. Combined that is €465.26 in taxes monthly.
Tax class 3 yields the highest net (€2,834.33) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,531.04 net). Single parents may choose tax class 2 (€2,636.40).
Monthly social insurance contributions (employee share): health insurance €309.70, pension insurance €353.40, unemployment insurance €49.40, care insurance €91.20.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.