| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €1,239.91 | €21.69 | €0.00 | €130.40 | €148.80 | €20.80 | €38.40 |
| II – Single parent | €1,261.60 | €0.00 | €0.00 | €130.40 | €148.80 | €20.80 | €38.40 |
| III – Married (higher earner) | €1,261.60 | €0.00 | €0.00 | €130.40 | €148.80 | €20.80 | €38.40 |
| IV – Married (equal income) | €1,239.91 | €21.69 | €0.00 | €130.40 | €148.80 | €20.80 | €38.40 |
| V – Married (lower earner) | €902.46 | €359.14 | €0.00 | €130.40 | €148.80 | €20.80 | €38.40 |
| VI – Secondary job | €1,145.46 | €116.14 | €0.00 | €130.40 | €148.80 | €20.80 | €38.40 |
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FAQ: 1,600 EUR Gross to Net
With 1,600 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €1,239.91 net per month. Total deductions amount to €360.09 (23% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €21.69. The solidarity surcharge is €0.00 per month. Combined that is €21.69 in taxes monthly.
Tax class 3 yields the highest net (€1,261.60) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€1,239.91 net). Single parents may choose tax class 2 (€1,261.60).
Monthly social insurance contributions (employee share): health insurance €130.40, pension insurance €148.80, unemployment insurance €20.80, care insurance €38.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.