| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €1,173.85 | €8.90 | €0.00 | €122.25 | €139.50 | €19.50 | €36.00 |
| II – Single parent | €1,182.75 | €0.00 | €0.00 | €122.25 | €139.50 | €19.50 | €36.00 |
| III – Married (higher earner) | €1,182.75 | €0.00 | €0.00 | €122.25 | €139.50 | €19.50 | €36.00 |
| IV – Married (equal income) | €1,173.85 | €8.90 | €0.00 | €122.25 | €139.50 | €19.50 | €36.00 |
| V – Married (lower earner) | €856.86 | €325.89 | €0.00 | €122.25 | €139.50 | €19.50 | €36.00 |
| VI – Secondary job | €1,091.03 | €91.72 | €0.00 | €122.25 | €139.50 | €19.50 | €36.00 |
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FAQ: 1,500 EUR Gross to Net
With 1,500 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €1,173.85 net per month. Total deductions amount to €326.15 (22% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €8.90. The solidarity surcharge is €0.00 per month. Combined that is €8.90 in taxes monthly.
Tax class 3 yields the highest net (€1,182.75) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€1,173.85 net). Single parents may choose tax class 2 (€1,182.75).
Monthly social insurance contributions (employee share): health insurance €122.25, pension insurance €139.50, unemployment insurance €19.50, care insurance €36.00.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.