| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €1,304.55 | €35.90 | €0.00 | €138.55 | €158.10 | €22.10 | €40.80 |
| II – Single parent | €1,340.45 | €0.00 | €0.00 | €138.55 | €158.10 | €22.10 | €40.80 |
| III – Married (higher earner) | €1,340.45 | €0.00 | €0.00 | €138.55 | €158.10 | €22.10 | €40.80 |
| IV – Married (equal income) | €1,304.55 | €35.90 | €0.00 | €138.55 | €158.10 | €22.10 | €40.80 |
| V – Married (lower earner) | €946.67 | €393.78 | €0.00 | €138.55 | €158.10 | €22.10 | €40.80 |
| VI – Secondary job | €1,199.44 | €141.01 | €0.00 | €138.55 | €158.10 | €22.10 | €40.80 |
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FAQ: 1,700 EUR Gross to Net
With 1,700 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €1,304.55 net per month. Total deductions amount to €395.45 (23% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €35.90. The solidarity surcharge is €0.00 per month. Combined that is €35.90 in taxes monthly.
Tax class 3 yields the highest net (€1,340.45) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€1,304.55 net). Single parents may choose tax class 2 (€1,340.45).
Monthly social insurance contributions (employee share): health insurance €138.55, pension insurance €158.10, unemployment insurance €22.10, care insurance €40.80.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.