| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €1,103.90 | €0.00 | €0.00 | €114.10 | €130.20 | €18.20 | €33.60 |
| II – Single parent | €1,103.90 | €0.00 | €0.00 | €114.10 | €130.20 | €18.20 | €33.60 |
| III – Married (higher earner) | €1,103.90 | €0.00 | €0.00 | €114.10 | €130.20 | €18.20 | €33.60 |
| IV – Married (equal income) | €1,103.90 | €0.00 | €0.00 | €114.10 | €130.20 | €18.20 | €33.60 |
| V – Married (lower earner) | €809.78 | €294.12 | €0.00 | €114.10 | €130.20 | €18.20 | €33.60 |
| VI – Secondary job | €677.60 | €426.30 | €0.00 | €114.10 | €130.20 | €18.20 | €33.60 |
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FAQ: 1,400 EUR Gross to Net
With 1,400 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €1,103.90 net per month. Total deductions amount to €296.10 (21% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €0.00. The solidarity surcharge is €0.00 per month. Combined that is €0.00 in taxes monthly.
Tax class 3 yields the highest net (€1,103.90) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€1,103.90 net). Single parents may choose tax class 2 (€1,103.90).
Monthly social insurance contributions (employee share): health insurance €114.10, pension insurance €130.20, unemployment insurance €18.20, care insurance €33.60.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.