| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €4,584.13 | €1,882.75 | €103.55 | €449.27 | €744.00 | €104.00 | €132.30 |
| II – Single parent | €4,814.85 | €1,733.65 | €21.93 | €449.27 | €744.00 | €104.00 | €132.30 |
| III – Married (higher earner) | €5,510.36 | €1,060.07 | €0.00 | €449.27 | €744.00 | €104.00 | €132.30 |
| IV – Married (equal income) | €4,584.13 | €1,882.75 | €103.55 | €449.27 | €744.00 | €104.00 | €132.30 |
| V – Married (lower earner) | €4,537.38 | €1,927.06 | €105.99 | €449.27 | €744.00 | €104.00 | €132.30 |
| VI – Secondary job | €3,902.42 | €2,528.92 | €139.09 | €449.27 | €744.00 | €104.00 | €132.30 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 8,000 EUR Gross to Net
With 8,000 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €4,584.13 net per month. Total deductions amount to €3,415.87 (43% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,882.75. The solidarity surcharge is €103.55 per month. Combined that is €1,986.30 in taxes monthly.
Tax class 3 yields the highest net (€5,510.36) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€4,584.13 net). Single parents may choose tax class 2 (€4,814.85).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €744.00, unemployment insurance €104.00, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.