| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €4,504.87 | €1,768.47 | €28.89 | €449.27 | €716.10 | €100.10 | €132.30 |
| II – Single parent | €4,682.86 | €1,619.37 | €0.00 | €449.27 | €716.10 | €100.10 | €132.30 |
| III – Married (higher earner) | €5,315.37 | €986.86 | €0.00 | €449.27 | €716.10 | €100.10 | €132.30 |
| IV – Married (equal income) | €4,504.87 | €1,768.47 | €28.89 | €449.27 | €716.10 | €100.10 | €132.30 |
| V – Married (lower earner) | €4,451.69 | €1,812.78 | €37.76 | €449.27 | €716.10 | €100.10 | €132.30 |
| VI – Secondary job | €3,767.15 | €2,402.92 | €132.16 | €449.27 | €716.10 | €100.10 | €132.30 |
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FAQ: 7,700 EUR Gross to Net
With 7,700 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €4,504.87 net per month. Total deductions amount to €3,195.13 (41% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,768.47. The solidarity surcharge is €28.89 per month. Combined that is €1,797.36 in taxes monthly.
Tax class 3 yields the highest net (€5,315.37) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€4,504.87 net). Single parents may choose tax class 2 (€4,682.86).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €716.10, unemployment insurance €100.10, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.