| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €4,373.84 | €1,654.16 | €6.03 | €449.27 | €688.20 | €96.20 | €132.30 |
| II – Single parent | €4,578.50 | €1,455.53 | €0.00 | €449.27 | €688.20 | €96.20 | €132.30 |
| III – Married (higher earner) | €5,119.04 | €914.99 | €0.00 | €449.27 | €688.20 | €96.20 | €132.30 |
| IV – Married (equal income) | €4,373.84 | €1,654.16 | €6.03 | €449.27 | €688.20 | €96.20 | €132.30 |
| V – Married (lower earner) | €4,320.67 | €1,698.47 | €14.89 | €449.27 | €688.20 | €96.20 | €132.30 |
| VI – Secondary job | €3,631.88 | €2,276.92 | €125.23 | €449.27 | €688.20 | €96.20 | €132.30 |
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FAQ: 7,400 EUR Gross to Net
With 7,400 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €4,373.84 net per month. Total deductions amount to €3,026.16 (41% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,654.16. The solidarity surcharge is €6.03 per month. Combined that is €1,660.19 in taxes monthly.
Tax class 3 yields the highest net (€5,119.04) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€4,373.84 net). Single parents may choose tax class 2 (€4,578.50).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €688.20, unemployment insurance €96.20, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.