| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €4,328.55 | €1,616.08 | €0.00 | €449.27 | €678.90 | €94.90 | €132.30 |
| II – Single parent | €4,527.86 | €1,416.77 | €0.00 | €449.27 | €678.90 | €94.90 | €132.30 |
| III – Married (higher earner) | €5,053.32 | €891.31 | €0.00 | €449.27 | €678.90 | €94.90 | €132.30 |
| IV – Married (equal income) | €4,328.55 | €1,616.08 | €0.00 | €449.27 | €678.90 | €94.90 | €132.30 |
| V – Married (lower earner) | €4,276.96 | €1,660.39 | €7.28 | €449.27 | €678.90 | €94.90 | €132.30 |
| VI – Secondary job | €3,586.79 | €2,234.92 | €122.92 | €449.27 | €678.90 | €94.90 | €132.30 |
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FAQ: 7,300 EUR Gross to Net
With 7,300 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €4,328.55 net per month. Total deductions amount to €2,971.45 (41% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,616.08. The solidarity surcharge is €0.00 per month. Combined that is €1,616.08 in taxes monthly.
Tax class 3 yields the highest net (€5,053.32) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€4,328.55 net). Single parents may choose tax class 2 (€4,527.86).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €678.90, unemployment insurance €94.90, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.