| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,082.02 | €283.48 | €0.00 | €244.50 | €279.00 | €39.00 | €72.00 |
| II – Single parent | €2,177.11 | €188.39 | €0.00 | €244.50 | €279.00 | €39.00 | €72.00 |
| III – Married (higher earner) | €2,330.78 | €34.72 | €0.00 | €244.50 | €279.00 | €39.00 | €72.00 |
| IV – Married (equal income) | €2,082.02 | €283.48 | €0.00 | €244.50 | €279.00 | €39.00 | €72.00 |
| V – Married (lower earner) | €2,052.64 | €312.86 | €0.00 | €244.50 | €279.00 | €39.00 | €72.00 |
| VI – Secondary job | €1,859.01 | €506.49 | €0.00 | €244.50 | €279.00 | €39.00 | €72.00 |
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FAQ: 3,000 EUR Gross to Net
With 3,000 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,082.02 net per month. Total deductions amount to €917.98 (31% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €283.48. The solidarity surcharge is €0.00 per month. Combined that is €283.48 in taxes monthly.
Tax class 3 yields the highest net (€2,330.78) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,082.02 net). Single parents may choose tax class 2 (€2,177.11).
Monthly social insurance contributions (employee share): health insurance €244.50, pension insurance €279.00, unemployment insurance €39.00, care insurance €72.00.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.