| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €2,024.61 | €262.04 | €0.00 | €236.35 | €269.70 | €37.70 | €69.60 |
| II – Single parent | €2,118.42 | €168.23 | €0.00 | €236.35 | €269.70 | €37.70 | €69.60 |
| III – Married (higher earner) | €2,264.59 | €22.06 | €0.00 | €236.35 | €269.70 | €37.70 | €69.60 |
| IV – Married (equal income) | €2,024.61 | €262.04 | €0.00 | €236.35 | €269.70 | €37.70 | €69.60 |
| V – Married (lower earner) | €1,995.61 | €291.04 | €0.00 | €236.35 | €269.70 | €37.70 | €69.60 |
| VI – Secondary job | €1,811.05 | €475.60 | €0.00 | €236.35 | €269.70 | €37.70 | €69.60 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 2,900 EUR Gross to Net
With 2,900 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €2,024.61 net per month. Total deductions amount to €875.39 (30% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €262.04. The solidarity surcharge is €0.00 per month. Combined that is €262.04 in taxes monthly.
Tax class 3 yields the highest net (€2,264.59) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€2,024.61 net). Single parents may choose tax class 2 (€2,118.42).
Monthly social insurance contributions (employee share): health insurance €236.35, pension insurance €269.70, unemployment insurance €37.70, care insurance €69.60.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.