| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €5,249.18 | €2,384.79 | €131.16 | €449.27 | €748.65 | €104.65 | €132.30 |
| II – Single parent | €5,406.48 | €2,235.69 | €122.96 | €449.27 | €748.65 | €104.65 | €132.30 |
| III – Married (higher earner) | €6,399.63 | €1,365.50 | €0.00 | €449.27 | €748.65 | €104.65 | €132.30 |
| IV – Married (equal income) | €5,249.18 | €2,384.79 | €131.16 | €449.27 | €748.65 | €104.65 | €132.30 |
| V – Married (lower earner) | €5,202.43 | €2,429.10 | €133.60 | €449.27 | €748.65 | €104.65 | €132.30 |
| VI – Secondary job | €4,565.40 | €3,032.92 | €166.81 | €449.27 | €748.65 | €104.65 | €132.30 |
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FAQ: 9,200 EUR Gross to Net
With 9,200 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €5,249.18 net per month. Total deductions amount to €3,950.82 (43% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €2,384.79. The solidarity surcharge is €131.16 per month. Combined that is €2,515.95 in taxes monthly.
Tax class 3 yields the highest net (€6,399.63) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€5,249.18 net). Single parents may choose tax class 2 (€5,406.48).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €748.65, unemployment insurance €104.65, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.