| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €5,082.11 | €2,258.79 | €124.23 | €449.27 | €748.65 | €104.65 | €132.30 |
| II – Single parent | €5,239.41 | €2,109.69 | €116.03 | €449.27 | €748.65 | €104.65 | €132.30 |
| III – Married (higher earner) | €6,177.87 | €1,287.26 | €0.00 | €449.27 | €748.65 | €104.65 | €132.30 |
| IV – Married (equal income) | €5,082.11 | €2,258.79 | €124.23 | €449.27 | €748.65 | €104.65 | €132.30 |
| V – Married (lower earner) | €5,035.36 | €2,303.10 | €126.67 | €449.27 | €748.65 | €104.65 | €132.30 |
| VI – Secondary job | €4,398.33 | €2,906.92 | €159.88 | €449.27 | €748.65 | €104.65 | €132.30 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 8,900 EUR Gross to Net
With 8,900 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €5,082.11 net per month. Total deductions amount to €3,817.89 (43% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €2,258.79. The solidarity surcharge is €124.23 per month. Combined that is €2,383.02 in taxes monthly.
Tax class 3 yields the highest net (€6,177.87) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€5,082.11 net). Single parents may choose tax class 2 (€5,239.41).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €748.65, unemployment insurance €104.65, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.