| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €4,692.28 | €1,964.79 | €108.06 | €449.27 | €748.65 | €104.65 | €132.30 |
| II – Single parent | €4,911.10 | €1,815.69 | €38.34 | €449.27 | €748.65 | €104.65 | €132.30 |
| III – Married (higher earner) | €5,655.59 | €1,109.54 | €0.00 | €449.27 | €748.65 | €104.65 | €132.30 |
| IV – Married (equal income) | €4,692.28 | €1,964.79 | €108.06 | €449.27 | €748.65 | €104.65 | €132.30 |
| V – Married (lower earner) | €4,645.53 | €2,009.10 | €110.50 | €449.27 | €748.65 | €104.65 | €132.30 |
| VI – Secondary job | €4,008.50 | €2,612.92 | €143.71 | €449.27 | €748.65 | €104.65 | €132.30 |
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FAQ: 8,200 EUR Gross to Net
With 8,200 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €4,692.28 net per month. Total deductions amount to €3,507.72 (43% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,964.79. The solidarity surcharge is €108.06 per month. Combined that is €2,072.85 in taxes monthly.
Tax class 3 yields the highest net (€5,655.59) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€4,692.28 net). Single parents may choose tax class 2 (€4,911.10).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €748.65, unemployment insurance €104.65, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.