| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €4,224.23 | €1,452.20 | €0.00 | €449.27 | €651.00 | €91.00 | €132.30 |
| II – Single parent | €4,373.70 | €1,302.73 | €0.00 | €449.27 | €651.00 | €91.00 | €132.30 |
| III – Married (higher earner) | €4,855.36 | €821.07 | €0.00 | €449.27 | €651.00 | €91.00 | €132.30 |
| IV – Married (equal income) | €4,224.23 | €1,452.20 | €0.00 | €449.27 | €651.00 | €91.00 | €132.30 |
| V – Married (lower earner) | €4,178.69 | €1,497.74 | €0.00 | €449.27 | €651.00 | €91.00 | €132.30 |
| VI – Secondary job | €3,451.52 | €2,108.92 | €115.99 | €449.27 | €651.00 | €91.00 | €132.30 |
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FAQ: 7,000 EUR Gross to Net
With 7,000 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €4,224.23 net per month. Total deductions amount to €2,775.77 (40% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €1,452.20. The solidarity surcharge is €0.00 per month. Combined that is €1,452.20 in taxes monthly.
Tax class 3 yields the highest net (€4,855.36) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€4,224.23 net). Single parents may choose tax class 2 (€4,373.70).
Monthly social insurance contributions (employee share): health insurance €449.27, pension insurance €651.00, unemployment insurance €91.00, care insurance €132.30.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.