| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €1,850.70 | €199.40 | €0.00 | €211.90 | €241.80 | €33.80 | €62.40 |
| II – Single parent | €1,940.66 | €109.44 | €0.00 | €211.90 | €241.80 | €33.80 | €62.40 |
| III – Married (higher earner) | €2,050.10 | €0.00 | €0.00 | €211.90 | €241.80 | €33.80 | €62.40 |
| IV – Married (equal income) | €1,850.70 | €199.40 | €0.00 | €211.90 | €241.80 | €33.80 | €62.40 |
| V – Married (lower earner) | €1,822.84 | €227.26 | €0.00 | €211.90 | €241.80 | €33.80 | €62.40 |
| VI – Secondary job | €1,664.39 | €385.71 | €0.00 | €211.90 | €241.80 | €33.80 | €62.40 |
Interactive Calculator
Adjust tax class, federal state, health insurance and more for your personal situation.
500 €20.000 €
€
FAQ: 2,600 EUR Gross to Net
With 2,600 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €1,850.70 net per month. Total deductions amount to €749.30 (29% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €199.40. The solidarity surcharge is €0.00 per month. Combined that is €199.40 in taxes monthly.
Tax class 3 yields the highest net (€2,050.10) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€1,850.70 net). Single parents may choose tax class 2 (€1,940.66).
Monthly social insurance contributions (employee share): health insurance €211.90, pension insurance €241.80, unemployment insurance €33.80, care insurance €62.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.