| Tax Class | Net | Income Tax | Soli | Health | Pension | Unempl. | Care |
|---|---|---|---|---|---|---|---|
| I – Single | €867.35 | €0.00 | €0.00 | €89.65 | €102.30 | €14.30 | €26.40 |
| II – Single parent | €867.35 | €0.00 | €0.00 | €89.65 | €102.30 | €14.30 | €26.40 |
| III – Married (higher earner) | €867.35 | €0.00 | €0.00 | €89.65 | €102.30 | €14.30 | €26.40 |
| IV – Married (equal income) | €867.35 | €0.00 | €0.00 | €89.65 | €102.30 | €14.30 | €26.40 |
| V – Married (lower earner) | €659.96 | €207.39 | €0.00 | €89.65 | €102.30 | €14.30 | €26.40 |
| VI – Secondary job | €571.17 | €296.18 | €0.00 | €89.65 | €102.30 | €14.30 | €26.40 |
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FAQ: 1,100 EUR Gross to Net
With 1,100 EUR gross (tax class 1, GKV, no church tax, 2026) you receive €867.35 net per month. Total deductions amount to €232.65 (21% of gross).
In tax class 1, monthly income tax (Lohnsteuer) is €0.00. The solidarity surcharge is €0.00 per month. Combined that is €0.00 in taxes monthly.
Tax class 3 yields the highest net (€867.35) but is only available to married couples where the partner holds tax class 5. Singles use tax class 1 (€867.35 net). Single parents may choose tax class 2 (€867.35).
Monthly social insurance contributions (employee share): health insurance €89.65, pension insurance €102.30, unemployment insurance €14.30, care insurance €26.40.
Yes – company pension contributions (bAV) reduce your taxable base. Choosing a cheaper health insurer also saves money. Married couples should compare tax class combinations 3/5 versus 4/4. Use our tax class optimizer for a personalised recommendation.